More pre-auths for prescriptions required. Don't know what a pre-auth is!? That's what we used to have ONE of before Obamacare....for IGG, then added THAT dreaded med.. paperwork, phones calls, hours on phone (you, physicians and nurses)- many people will just give up.... It took us 3 months this last time to get the pre-auth (medical necessity exception is what I use when talking to people because those not well versed in all this medical insurance lingo understand that at face value). The pre-auth lasts for a year, so you get to repeat this for every necessary med every year. joy.
Obamacare is a nightmare. If you want insurance that costs more than your current plan, but not as much as the other exchange plans, you have a nightmare on your hands called EXTREME paperwork, phone calls, and eternal hold time. It's a full time job.
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