Wednesday, March 26, 2014

Medical Account Balance Update

We are at $6,889.36 in OOP Medical as of this morning. Medication copays don't go toward our OOP Max shown here. These are our account balances with bills still pending. We were better off with a higher flex spending limit to pay for a lower deductible and a lower OOP Max along with lower medication copays. All of which helped us better afford things insurance doesn't cover. Now we can't afford any of it. The $750 family deductible was better than $1950 and paying 15% after meeting a lower deductible was better than paying 20% after meeting a higher one. Flex spending is GONE. These balances do NOT include prescription copays. 

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